Savings and Checking Rates
| Name | Dividend Rate | APY | Compounding |
|---|---|---|---|
| Regular Shares | 0.40% | 0.40% | Quarterly |
| Special Shares | 0.40% | 0.40% | Quarterly |
| Share Drafts | 0.15% | 0.15% | Quarterly |
Regular Shares and Special Shares accounts must maintain a balance of at least $100 in order for dividends to accrue
Share Draft accounts must maintain a balance of at least $500 in order for dividends to accrue
Fee Schedule
| Check Account Fees | |
| Overdraft-Share Drafts, ACH, Debit Card | $3.00/Day |
| NSF Fee | $30.00/Item |
| Returned Item Fee | $30.00/Item |
| Stop Payment Fee | $30.00/Request |
| Other Service Fees | |
| Wire Transfer Fee (Incoming) | $10.00/Transfer |
| Wire Transfer Fee (Outgoing) | $25.00/Transfer |
| Money Order | $1.50 Each |
| Notary Services (Members Only) | Free |
| Account Research/Reconciliation | $10.00/Hour |
| Statement Copy Fee | $2.00/Copy |
| Account Printout | $1.00/Printout + .25 add’l pages |
| Telephone Transfer | $3.00/Transfer |
| Automatic Transfer | $2.00/Transfer |
| Fax (Outgoing) | $2.00/Fax |
| Loan Processing Fee | $30.00 Unsecured Loans $30.00/Share Secured Loans $30.00/CD Secured Loans $75.00 Collateralize Loans W/Title |
| GAP Insurance | $500.00 |
| Late Fee | 10% of Monthly payment not to exceed $50.00 |
| Inactivity Fee | $5.00/ Month after 12 months of inactivity |
| Rolled Coin Fee | 5% of Total Amount |
| EFT Fees | |
| Card Replacement | FEE |
| Lost or Stolen | $25.00 per Order |
| PIN Reissue Fee | $5.00 |
| Share Value | |
| Par Value of One Share | $5.00 |
| Membership Fee | $15.00 |
| Acct closed within first 90 days Fee | $10.00 |