Our Loans

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Our Loans

Your credit union offers a wide range of loans to meet your needs, whether you are in need of an auto loan or personal loan. Whatever your needs, our lending professionals will help you determine the best loan for you. We are committed to saving time and money, while offering competitive rates and exceptional service.

An open share account is required to apply

Loan Features:

  • Pre-Approvals
  • Convenient Payments through payroll deduction and automatic transfers
  • Wide variety of terms
  • Refinancing available

Apply for a Loan


Loans
Effective Date: Thursday, January 30th, 2025
NameRateAPR as low as*Terms as long as
Personal Loans   8.50% 60 Months
Auto Purchases**   4.75% 84 Months
Auto Refinances**   4.75% 84 Months
Share Secured Loans   7.00% 60 Months
CD Secured   3.50% above rate of CD 24 Months

 

*Some restrictions apply. APR= Annual Percentage Rate. All applicants must meet usual and customary credit granting criteria. Membership eligibility requirements apply. For applicable loan types: final rate is based on your credit score, term, and amount of the loan.

**Maximum term is based on your credit score, vehicle year, and vehicle value. Vehicles must be model year 2018 or newer and mileage cannot exceed 100,000. Final rate is based upon vehicle year, vehicle value, term, and credit score. No salvage or bonded titles. All parties on registration must be on the loan.

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Debit Card Information

Card Activation
To activate your Debit card
Call toll free 1-800-992-3808

Lost / Stolen Cards
To report Lost or Stolen Debit Card
Call Toll Free 1-800-472-3272.

 

IMPORTANT NUMBERS

Rio Grande City
Phone: (956) 487-4044
Fax: (956) 487-0489

Roma
Phone: (956) 847-1376
Fax: (956) 847-1907

 

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1322 E San Benito Street
Rio Grande City, TX 78582

Phone: 956-487-4044
Fax: 956-487-0489

Hours
Monday-Friday 9:00 a.m. – 5:00 p.m.

Drive-Thru
Monday-Friday 9:00 a.m. – 5:30 p.m.
Saturday 9:00 a.m. – 1:00 p.m.