Loans
Effective Date: Thursday, January 30th, 2025
| Name | Rate | APR as low as* | Terms as long as |
|---|---|---|---|
| Personal Loans | 8.50% | 60 Months | |
| Auto Purchases** | 4.75% | 84 Months | |
| Auto Refinances** | 4.75% | 84 Months | |
| Share Secured Loans | 7.00% | 60 Months | |
| CD Secured | 3.50% above rate of CD | 24 Months |
*Some restrictions apply. APR= Annual Percentage Rate. All applicants must meet usual and customary credit granting criteria. Membership eligibility requirements apply. For applicable loan types: final rate is based on your credit score, term, and amount of the loan.
**Maximum term is based on your credit score, vehicle year, and vehicle value. Vehicles must be model year 2018 or newer and mileage cannot exceed 100,000. Final rate is based upon vehicle year, vehicle value, term, and credit score. No salvage or bonded titles. All parties on registration must be on the loan.
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